Best Online Associate in Finance Programs

Your guide to associate finance education options and career prospects
An associate degree in finance is a two-year undergraduate program that equips students with foundational knowledge and skills in finance. No matter your desired career field – banking, financial management, or accounting – an associate degree can open many rewarding doors within this sector.

One of the advantages of pursuing an associate degree in any degree is its flexibility. Many reputable institutions now provide online classes dedicated to finance, making it easy to complete your degree while fulfilling other commitments or without access to physical campuses. This makes achieving your career goals much simpler.

Through this program, you will gain an in-depth knowledge of essential financial concepts – budgeting, investment strategies, risk management, and financial analysis among them – giving you the ability to make informed financial decisions that contribute toward business success.

An associate’s in finance can serve as a gateway to further studies; it may lead to further education such as earning a bachelor’s degree or related fields if desired, further expanding knowledge and increasing career opportunities.

Key Takeaways:

  • An associate’s in finance is a two-year undergraduate program that provides foundational knowledge and skills in finance.
  • These programs can offer flexibility with online classes, enabling individuals to balance education with other commitments.
  • Students will gain a comprehensive understanding of financial concepts including budgeting, investment, risk management, and financial analysis.
  • These degrees open various career paths in banking, accounting, financial management, and related fields.
  • Successful completion of an associate degree in finance can be a steppingstone for further education, such as a bachelor’s degree.

Why Get an Associate’s in Finance?

An associate’s in finance provides many benefits to individuals. First and foremost, this degree provides a solid foundation in financial principles and concepts which prepare graduates for entry-level roles within the finance industry. By studying finance, you will also gain knowledge in areas like financial management, accounting, investment analysis, and economic principles – giving an edge when entering any workplace environment.

An associate degree in finance may also be a more cost-effective way to start your career in comparison to a bachelor’s degree, giving you access to the workforce earlier without accruing huge student loan debt. It’s great to have an affordable way to gain the necessary skills and knowledge needed for a career in finance.

An associate degree in finance opens doors to numerous career options across various fields, from banking and finance management to accounting and beyond. You will learn foundations of business finance that equip you with all the skills needed to be successful in these roles.

Different Types of Finance Associate’s

Individuals seeking careers in finance have various finance degrees available that they can select to fit their career goals and interests. Each degree provides its own special focus, equipping students for specific roles within the financial industry.

Associate of Arts in Finance

An Associate of Arts in Finance program emphasizes a well-rounded education that blends finance courses with liberal arts and humanities courses, providing a well-rounded knowledge of finance principles while developing critical thinking, communication, and problem-solving abilities in its students. Graduates may pursue careers such as payroll clerk or bookkeeper upon graduating this degree program. However, the extra education in communications and other soft skills may help you move into management after you earn some experience or more education.

Associate of Science in Finance

An Associate of Science in Finance program is tailored to those students interested in exploring the technical aspects of finance. Coursework covers math, statistics, and financial analysis – equipping graduates with quantitative abilities needed for careers as financial analysts, risk analysts, or other similar roles. Students will focus less on the humanities in these programs and more on quantitative or science-focused learning.

Associate of Applied Science in Finance

This degree offers more of a career-driven education that emphasizes skills that can be immediately implemented in the finance industry. Students completing this program may enter entry-level positions such as financial planning, banking, or insurance – becoming financial associates, credit analysts, or finance assistants upon graduation. However, these programs are not always the best option for those who wish to be fully prepared to enter further education in the future.

Associate of Applied Business in Finance

This degree combines finance courses with business courses for a comprehensive education in both areas, preparing graduates for careers such as financial managers, budget analysts, or finance consultants. Graduates leave this program possessing an in-depth knowledge of financial concepts as they relate to larger business operations. However, this degree too lacks the depth of an Associate of Arts or Science and may not be the best option if you are focused on expanding your education after starting your career.
Associate Degree Focus
Associate of Arts in Finance Liberal arts and humanities combined with finance
Associate of Science in Finance Technical aspects of finance
Associate of Applied Science in Finance Career-focused practical skills and knowledge
Associate of Applied Business in Finance Combines finance and business courses

Core Concepts

No matter the type of associate degree program offered in finance, all programs cover core concepts that include financial management, accounting principles, financial statements, investment analysis, risk management, corporate finance, and economic principles. With such knowledge at their disposal, associate degree holders in finance can navigate the complexities of this industry with ease.

What Can You Do with an Associate Finance Degree?

A finance associate degree opens numerous rewarding career options in the finance industry, and here are a few potential paths finance graduates could consider:

1. Budget Analysts

  • Required Education: Budget analysts typically need an associate or bachelor’s to enter the occupation.
  • Job Outlook (2022-2032): 3% (As fast as average)
  • Median Annual Salary: $82,260

As a budget analyst, you play an essential role in helping organizations efficiently manage their finances. Your responsibilities may include analyzing financial data and creating budgets while monitoring spending patterns to provide recommendations on cost-cutting measures.

2. Account Managers

  • Required Education: Financial managers typically need an associate or bachelor’s degree and some experience in the field or industry.
  • Job Outlook (2022-2032): 16% (Much faster than average)
  • Median Annual Salary: $139,790

As an account manager, your role is to work closely with clients to meet their financial needs. You will handle transactions, manage client accounts, and offer financial advice – building strong relationships to promote client loyalty.

3. Bookkeepers

  • Required Education: Typically need some postsecondary education to enter the occupation.
  • Job Outlook (2022-2032): -6% (Decline)
  • Median Annual Salary: $45,860

Bookkeepers play an essential role in maintaining accurate financial records for organizations. Your responsibilities will include recording financial transactions, balancing accounts, and preparing statements while adhering to all regulatory standards.

4. Retail Store Managers

  • Required Education: Sales managers typically need an associate or bachelor’s degree, depending on the size of the store and its location.
  • Job Outlook (2022-2032): 4% (As fast as average)
  • Median Annual Salary: $130,600

With an associate degree in finance, you can pursue a career as a retail store manager. In this role, you will oversee the financial operations of a retail store including budgeting, inventory management, sales analysis, and staff supervision. You will ensure profitability and strive to provide exceptional customer service.

5. Mortgage Loan Processors

  • Required Education: Loan officers typically need an associate or bachelor’s degree.
  • Job Outlook (2022-2032): 3% (As fast as average)
  • Median Annual Salary: $65,740

As a mortgage loan processor, you play an integral part in the lending process. As part of this role, you will review loan applications, verify financial information provided in loan applications, and coordinate between borrowers, lenders, and any parties involved to ensure compliance with lending regulations.

6. Insurance Sales Agents

  • Required Education: Insurance sales agents typically need a high school diploma to enter the occupation, though an associate degree can give you an edge.
  • Job Outlook (2022-2032): 8% (Faster than average)
  • Median Annual Salary: $57,860

An associate degree in finance can also lead to a career as an insurance sales agent. In this role, you will work with clients to understand their insurance needs, recommend suitable coverage options, negotiate policy terms, and provide exceptional customer service.

These are just a few examples of the exciting career paths you can pursue with an associate degree in finance. The knowledge and skills gained from this degree program will equip you with the foundation needed to thrive in the dynamic finance industry.


What is an associate degree in finance?

An associate degree in finance is a two-year undergraduate program designed to equip students with foundational knowledge and abilities in finance such as budgeting, investment management, risk mitigation, and financial analysis.

Why should I earn an associate in finance?

Earning an associate in finance can provide several advantages. It provides entry-level employees with an understanding of fundamental financial principles for entry-level jobs; can be more cost effective than four-year degrees; allows flexibility with online classes; and opens doors for careers in banking, financial management, and accounting industries – just to name a few!